Licensed Insolvency Practitioners with over 25 years of experience

What are the four key sins directors must avoid when their company is insolvent?

Insolvency Practitioner

Facing financial difficulty? Here’s what every company director needs to know When a business begins to struggle, directors often find themselves under immense pressure – firefighting urgent problems while hoping for a recovery. It’s during these moments that key responsibilities shift, often without directors realising. This article explains what happens when a company becomes insolvent, […]

Difficult times for Pubs, Restaurants & Hotels. How can Insolvency Practitioners help?

Insolvency Practitioners

The pub industry is facing long-term decline. Over 400 pubs closed in England & Wales in 2024 – total numbers fell below 39,000 for the first time – the most since 2021 during the COVID pandemic. Rising National Insurance contributions, increased wages, and reduced business rate relief from April 2025 will further strain the sector. […]

Struggling businesses should think twice about taking out loans for survival, especially where Personal Guarantees (“PG’s”) are involved

Personal Guarantee Risks

The increasing challenge of securing business finance – and the potential risks of using Alternative Lenders The ability for small businesses to secure finance has become significantly more challenging in recent years. According to a recent analysis by Funding Xchange, businesses seeking loans are now carrying more than double the debt-to-turnover ratio compared to pre-pandemic […]

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